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Honour Financial
act only as authorised introducers and affiliates although we
are licensed under the consumer credit act. Whilst Honour
Financial make every effort to ensure the information on
this site is kept accurate and up to date, we do not warrant
that general information and / or information regarding products
and services is either complete or accurate. Additional products
and / or services may be available. In addition products and
services published on this site may be available at lower or
higher rates than we have illustrated. Errors and omissions
excluded.
Finance is provided, subject to status and
provision of correct proofs. Licensed credit brokers. To apply
you must be at least 21 years old and a UK resident (excluding
the Channel Islands and the Isle of Man). A guarantor may be
required. Security may be required by way of a Bill of Sale.
Use of Your Information
If you make an application, your details will
be held on computer and used in a credit scoring or other
automated decision making process when assessing your
application. An enquiry will be made with Credit Reference
Agencies. It is important that you give us accurate information.
We will check your details with fraud prevention agencies and if
false or inaccurate information is provided and fraud is
identified, details will be passed to fraud prevention agencies.
Law enforcement agencies may access and use this information. We
and other organisations may also access and use this information
to prevent fraud and money laundering, for example, when:
- Checking details on applications for credit and credit
related or other facilities
- Managing credit and credit related accounts or
facilities
- Recovering debt
- Checking details on proposals and claims for all types
of insurance
- Checking details of job applicants and employees
We and other organisations may access and use
from other countries the information recorded by fraud
prevention agencies. You can ask for details about the Credit
Reference and Fraud Prevention Agencies from whom and with whom
we share this information.
For the purposes of this application you may
be treated as financially linked and your application will be
assessed with reference to any "associated" records.
If you are a joint applicant or if you have
told us of some other financial association with another person,
you must be sure that you are entitled to:
- disclose information about your joint applicant and
anyone referred to by you.
- authorise us to search, link or record information at
credit reference agencies about you and anyone referred to
by you.
An "association" between joint applicants, and
between you and anyone you tell us is your financial partner,
will be created at credit reference agencies. This will link
your financial records, each of which will be taken into account
in all future applications by either or both of you. This will
continue until one of you successfully files a disassociation at
credit reference agencies.
You authorise us and our affiliates to make all enquiries
necessary to verify this information to enable us to consider
this application. If you apply for insurance your information
will be passed to the administrators and the insurers for
underwriting, processing claims handling and fraud prevention.
Your personal data which may include sensitive
information such as medical details, will be treated in
confidence and will not be disclosed to any third parties except
where permitted by law or where you have given your consent,
however, it may be shared with any company from time to time approved
Credit Brokers, selected third parties and the Insurers (and
their administrators) who may also use it for marketing,
research, statistical analysis and administration purposes.
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